Engels naar Nederlands Zakelijk / financieel Verzekeringen health insurance

Is there a Dutch equivalent for how US health care is set up, with in and out of network service providers, as explained in the text below? I know a lot has changed in recent years. What would be the best translation or localized option?

What are in-network and out-of-network healthcare providers?
"If you are in a preferred provider organization (PPO) and use doctors within the preferred network, you're using a doctor that has agreed to provide services to you and bill the insurance company at pre-negotiated prices. You will likely need to make a small co-payment every time you visit a doctor within the network, but the PPO plan will often pick up the rest of the doctor's bill on your behalf. These PPO-approved healthcare providers are called "in-network." Providers who are not contracted with your insurance plan are "out-of-network," and if you decide to use them, it's likely that you will be required to pay a substantial portion of the bills you receive."
http://www.vimo.com/faq_page/in-network-out-of-network/4j5y6...

Thanks.
(Ik moet de vertaling 16:00 nederlandse tijd afhebben).