English to Romanian Bus/Financial Economics Economics

Buna ziua!
Ma poate ajuta cineva cu traducerea in limba romana a structurii "a debt issue" din urmatorul context: "Like individuals, companies can borrow money. This can be done privately through bank loans, or it can be done publicly through a debt issue. The drawback of borrowing money is the interest that must be paid to the lender."?
Va multumesc anticipat pentru orice ajutor acordat!